HDFC vs ICICI vs AXIS: Which bank has good return for FTC?

By
THINAKARAN
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HDFC vs ICICI vs AXIS: Which bank has good return for FTC?-oneindia news

Fixed Deposits |Here is a comparison of interest rates (FT) offered by three lenders – Axis Bank, HDFC Bank and ICICI Bank – for deposits below Rs 2 crore.

HDFC Bank offers interest rates up to 7.75 per cent on FDs, depending on the tenure of the deposit and the age of the depositor. ICICI Bank offers FD rates up to 7.75 per cent per annum and Axis Bank offers up to 7.85 per cent per annum.

HDFC Bank Fixed Deposit

  • 7 days to 14 days: For general public – 3.00 percent; For Senior Citizens – 3.50 percent
  • From 15 days to 29 days: For general public – 3.00 percent; For Senior Citizens – 3.50 percent
  • From 30 days to 45 days: For general public – 3.50 percent; For Senior Citizens – 4.00 percent
  • 46 days to 60 days: For general public – 4.50 percent; For Senior Citizens – 5.00 percent
  • 61 days to 89 days: For general public – 4.50 percent; For Senior Citizens – 5.00 percent
  • 90 days to less than 6 months: For general public – 4.50 percent; For Senior Citizens – 5.00 percent
  • 18 months to 21 months: For general population – 7.25 percent; For senior citizens – 7.75 percent
  • 21 months to 2 years: For general population – 7.00 percent; For Senior Citizens – 7.50 percent
  • 2 years 1 day to 2 years 11 months: For general public – 7.00 percent; For Senior Citizens – 7.50 percent
  • 2 years 11 months to 35 months: For general public – 7.15 percent; For senior citizens – 7.65 percent
  • Less than or equal to 2 years 11 months 1 day to 3 years: For general public – 7.00 percent; For senior citizens – 7.50 percent
  • 3 years 1 day to 4 years 7 months: For general public – 7.00 percent; For Senior Citizens – 7.50 percent
  • 4 years 7 months to 55 months: For general population – 7.20 percent; For senior citizens – 7.70 percent
  • Less than or equal to 4 years 7 months 1 day to 5 years: For general public – 7.00 percent; For Senior Citizens – 7.50 percent
  • 5 years 1 day to 10 years: For general public – 7.00 percent; For senior citizens – 7.50 percent.

ICICI Bank

  • 185 days to 210 days: For general public – 5.75 percent; For senior citizens – 6.25 percent
  • 211 days to 270 days: For general public – 5.75 percent; For senior citizens – 6.25 percent
  • 271 days to 289 days: For general public – 6.00 percent; For senior citizens – 6.50 percent
  • 290 days to 1 year: For general public – 6.00 percent; For Senior Citizens – 6.50 percent
  • 1 year to 389 days: For general public – 6.70 percent; For senior citizens – 7.20 percent
  • 390 days to less than 15 months: For general public – 6.70 percent; For senior citizens – 7.20 percent
  • 15 months to 18 months: For general population – 7.20 percent; For senior citizens – 7.75 percent
  • 18 months to 2 years: For general population – 7.20 percent; For senior citizens – 7.75 percent
  • 2 years 1 day to 3 years: For general public – 7.00 percent; For Senior Citizens – 7.50 percent
  • 3 years 1 day to 5 years: For general public – 7.00 percent; For Senior Citizens – 7.50 percent
  • 5 years 1 day to 10 years: For general public – 6.90 percent; For Senior Citizens – 7.50 percent.

Axis Bank

  • 1 year to 1 year 4 days: For general public – 6.70 percent; For senior citizens – 7.20 percent
  • From 1 year 5 days to 1 year 10 days: For general public – 6.70 percent; For senior citizens – 7.20 percent
  • 1 year 11 days to 1 year 24 days: For general public – 6.70 percent; For senior citizens – 7.20 percent
  • 1 year 25 days to 13 months: For general public – 6.70 percent; For senior citizens – 7.20 percent
  • 13 months to 14 months: General public – 6.70 percent; For senior citizens – 7.20 percent
  • 14 months to 15 months: For general public – 6.70 percent; For senior citizens – 7.20 percent
  • 15 months to 16 months: For general population – 7.10 percent; For senior citizens – 7.60 percent
  • 16 months to 17 months: General population – 7.10 percent; For senior citizens – 7.60 percent
  • 17 months to 18 months: General population – 7.20 percent; For senior citizens – 7.85 percent
  • 18 months to 2 years: General population – 7.10 percent; For senior citizens – 7.60 percent
  • From 2 years to 30 months: For general public – 7.10 percent; For senior citizens – 7.60 percent
  • 30 months to 3 years: For general public – 7.10 percent; For senior citizens – 7.60 percent
  • 3 years to 5 years: For general public – 7.10 percent; For senior citizens – 7.60 percent
  • 5 years to 10 years: For general public – 7.00 percent; For senior citizens – 7.75 percent

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